The responsibility to ensure that your elderly parents have a decent life should not overwhelm your budget. This is because of thoughtful senior care financial assistance programs run by federal, state as well as local governments. They provide an easy application portal online with details on eligibility and the benefits in each case. Below are some of these programs which will lighten your burden to a great extent.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this body runs numerous programs targeting the elders. They include legal assistance, counseling, long term care and protection against abuse. The starting point is a banner that is available on their website. The banner links the elders and their families. There are portals for care givers with explanations and directions on how to take advantage of the program.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
HIPPA or Health Insurance Portability and Accountability Act- the act contains rules on access and discussions on the health records and conditions of an elder. Without such permission, you are prohibited from making the right decisions on your now old parent. Ensure that you have the power as early as possible since this will give you the ability to act when the need arises.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
Other agencies and programs that may be of assistance include your US Senator since each has a dedicated specialist for the elders, Congressional Representative and the area agency on aging. The information is available from any location with clear directions on beneficiaries and application procedures. The websites provide contact details in case you need further clarification.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this body runs numerous programs targeting the elders. They include legal assistance, counseling, long term care and protection against abuse. The starting point is a banner that is available on their website. The banner links the elders and their families. There are portals for care givers with explanations and directions on how to take advantage of the program.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
HIPPA or Health Insurance Portability and Accountability Act- the act contains rules on access and discussions on the health records and conditions of an elder. Without such permission, you are prohibited from making the right decisions on your now old parent. Ensure that you have the power as early as possible since this will give you the ability to act when the need arises.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
Other agencies and programs that may be of assistance include your US Senator since each has a dedicated specialist for the elders, Congressional Representative and the area agency on aging. The information is available from any location with clear directions on beneficiaries and application procedures. The websites provide contact details in case you need further clarification.
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